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GSE Bill Passed in Committee Doesn’t Do Enough for Latino Community
With a 13–9 vote, the Senate Committee on Banking, Housing and Urban Affairsapproved the Johnson-Crapo government-sponsored enterprise reform bill yesterday, which would restructure our nation’s...
View ArticleNew Homeowner Protections Are in Effect. Are Mortgage Servicers Following the...
Last January, new rules went into effect nationwide that are designed to protect homeowners from unnecessary foreclosures and exploitative mortgage servicers. The rules cover a wide range of potential...
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Citigroup Settlement Penalties Are the Largest in History
The U.S. Department of Justice recently announced a $7 billion settlement with Citigroup Inc. over the bank’s faulty mortgage securities and egregious practices. The settlement includes the largest...
View ArticleCFPB Complaint Submission Tool
Consumer Financial Protection Bureau (CFPB) Complaint Submission Tool (CFPB, interactive tool, 2014) Use this interactive tool to submit a complaint with the Consumer Financial Protection Bureau...
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Summer 2014 Latinomics: What Latinos Really Think About the Economy
It’s been a great summer for NCLR as we took the 2014 NCLR Annual Conference to Los Angeles in July, where Senator Elizabeth Warren spoke at a town hall, and where we released a poll on Latinos’...
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For Latinos in Large Cities, High Rent and Stagnant Income Mean the American...
By Enrique Lopezlira, Senior Policy Advisor, Economic Policy While a majority of Latinos believe that homeownership is part of the American Dream, high housing costs and low incomes coupled with a lack...
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Economic Rights Are Essential to the Pursuit of Happiness
Last week, Consumer Financial Protection Bureau (CFPB) Director Richard Cordray addressed students at Michigan State University on the anniversary of three pivotal moments in American History: the...
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Fall 2014 Latinomics: Poverty, Unbanked, and Unemployment Rates Decline
Fall 2014 Latinomics: Workers Win at the Ballot Box; Poverty, Unbanked, and Unemployment Rates Decline; and Federal Contractor Employees to Make $10.10 Cutting across partisan divides, voters across...
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Relief for Latino Families, FHFA to Fund Essential Affordable Housing Programs
This week, the Federal Housing Finance Agency (FHFA) announced plans to fund two essential affordable housing programs—the National Housing Trust Fund(NHTF) and the Capital Magnet Fund. At NCLR, we’ve...
View ArticleOn the First Anniversary of New CFPB Rules, Are Mortgage Servicers Playing Fair?
One year ago, the Consumer Financial Protection Bureau (CFPB) introduced new rules to protect homeowners from incompetent customer service and abusive practices by mortgage servicers, the firms that...
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Thinking of Buying a New Home? These Tools Will Give You an Edge
CFPB Director Richard Cordray Yesterday, the Consumer Financial Protection Bureau (CFPB) released new online toolsto help consumers be better informed when purchasing a home. Whether you dream of...
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Small Steps to Revive the American Dream of Homeownership
President Obama recently gave a speech in Arizona announcing areduction in mortgage insurance premiumscharged by the Federal Housing Administration (FHA). This much-needed policy change will save...
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A 21st-Century Economy Cannot Afford to Be “English-Only”
Whether or not a consumer speaks the English language should not make her rights any less defensible when they are violated. Consumers with limited English proficiency (LEP) represent a substantial...
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The Work of the Fair Housing Act Is Not Yet Complete
Homeownership is a cornerstone of the American Dream and often a doorway to greater opportunity. The family that is able to buy or rent in a neighborhood with a thriving local economy is undoubtedly...
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Winter 2015 Latinomics: Are Mortgage Servicers Following the Rules?
Dear Friend, NCLR began the New Year by releasing a report, co-authored with the National Housing Resource Center, which included findings on how mortgage servicers, the companies that process...
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Latino Families Benefit from Strong Leadership at FHFA
Over the past year, the Federal Housing Finance Agency (FHFA) has taken significant steps to improve America’s housing market for struggling homeowners, prospective homebuyers, and those suffering from...
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Dept. of Housing and Urban Development Makes Progress for Latino Families
HUD Secretary, Julian Castro. Photo: HUD In his first congressional hearing since being confirmed last summer, Julián Castro, Secretary of Housing and Urban Development, testified before the House...
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April 2015 Latinomics: Tax Time!
It’s tax time, the perfect occasion to highlight the importance of the Child Tax Credit and the Earned Income Tax Credit to Latino working families. These credits encourage work, keep millions...
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Why Does Mel Watt Continue to Waver on Homeowner Relief?
By Nancy Wilberg Ricks, Senior Policy and Communications Strategist, NCLR More than five million homeowners in the United States are paying much more for their homes than they are worth. Ironically,...
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Celebrating National Homeownership Month
By Elizabeth Drake, Communications Department Intern, NCLR Homeownership represents financial security for Latino families and a better life as they work every day to achieve the American Dream....
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